F&I PRODUCTS

 Our offerings include coverage for New, Pre-owned, CPO, Hybrid, Ultra-luxury, and High-mileage vehicles. Additional benefits feature wearable-item protection, dealer-controlled deductibles, and industry-leading claims reimbursements—all backed by the nation’s top A-rated providers. 

Comprehensive plans include tire and wheel replacement, cosmetic wheel repair, and coverage for TPMS sensors, aftermarket wheels, snow tires, oversized tires and wheels, and chrome wheels. We eliminate common exclusions that often lead to customer frustration and dissatisfaction.

Lease Excess Wear and Tear Coverage is the ultimate peace-of-mind add-on for your leased vehicle, shielding you from surprise penalties at lease-end for those inevitable dings, scratches, dents, stains, or tire wear that exceed normal use. Multiple lease end benefit options are available.

As US EV sales penetration surges past 10.5% dealers can't afford to miss this explosive growth segment. Stocking these F&I products positions your dealership as an EV leader—maximize profits while minimizing risks in this rapidly evolving market.

Fully customizable bundle options deliver greater value to your customers while boosting penetration in your F&I department. Streamlined single-form coverage plans bundle multiple ancillary benefits at a single price point for your F&I staff, driving higher product sales and simplifying the upsell process.

Financing is available for all VSC and ancillary plans, featuring flexible extended terms and attractive 0% options to fit any budget. Boost cash deal penetration while ensuring your loyal service customers have seamless access to continued coverage for their vehicles—keeping them protected and driving repeat business.

Guaranteed Asset Protection (GAP) insurance is a specialized coverage that protects vehicle owners from financial loss if their car is totaled or stolen. It covers the "gap" between what your primary auto insurance pays out (typically the current market value of the vehicle) and what you still owe on your loan or lease.  

 Key replacement coverage offers a multitude of benefits, including unlimited key replacements, programming, 24/7 roadside assistance, coverage for incidental expenses associated with lost keys not related to the customer's vehicle, and no deductible. 

PDR programs are designed to provide your customers with peace of mind, knowing that their vehicles are protected against everyday hazards that can cause dents and dings, such as hail, shopping carts, and other similar incidents. 

 Appearance Protection Plans deliver comprehensive cosmetic safeguards for your vehicle's interior and exterior, preserving its like-new condition against daily threats like stains, rips & tears, UV damage, and environmental hazards.

We offer customizable windshield protection plans tailored to meet the unique needs of your dealership and your customers. Our plans offer coverage for a range of damages to a vehicle's windshield, including labor and materials costs, providing your customers with comprehensive protection against unexpected expenses.

In an era where vehicle security remains a top consumer concern, Theft Protection Plans provide robust deterrence against opportunistic crimes like catalytic converter thefts and the broader surge in full auto thefts. These plans masterfully blend deterrence, recovery, and reimbursement into a seamless shield.